Department of Housing and Urban Development Issues Rule on ‘Disparate Impact’

Today I want to talk to you about the Department of Housing and Urban Development. I know that’s an unusual topic, it’s probably not something I’ve talked about much if at all in my previous content, but the Department of Housing and Urban Development or the HUD recently released a new rule on the standard of “disparate impact” as outlined in the Fair Housing Act. I’m sure some of you have some questions, I’m going to explain everything, so just hang on and I’ll try to outline why I thought this news was worth bringing up.

What Is Disparate Impact?

The first thing you might be wondering is what exactly the “disparate impact” standard is. This is a pretty obscure legal doctrine, so you probably don’t know much about it unless you work in a relevant field.

Title VII

Basically disparate impact was first described in Title VII of the Civil Rights Act of 1964. Overall the Civil Rights Act included a ton of anti-discrimination measures in terms of voting, segregation, things like that. Title VII specifically focused on employment, and that’s where the “disparate impact” standard first appeared.

Discriminatory intent vs. discriminatory outcomes

The difference between “disparate impact” and other ways of measuring discrimination is essentially that for disparate impact you don’t necessarily have to show that your employer is personally racist or something like that. Disparate impact clarifies that an employment practice is unlawful if it disproportionately hurts people based on race, religion, sex, national origin, etc. and there’s no good reason for the employment practice to exist.

Seemingly neutral rules can still be discriminatory

So one example that comes to mind for me is when employers have rules about hair, maybe they just say they want your hair to be “professional,” and maybe that doesn’t sound racist at first, it might just sound like another aspect of your dress code.

But if it turns out that they’re only ever using this policy to fire black people, then someone might be able to sue them for discrimination even if the rule itself appears to be non-discriminatory in how it’s written. And again under the “disparate impact” standard they wouldn’t have to prove that the owner is a racist, they would just have to prove that the practice of firing people for “unprofessional” hairstyles disproportionately harms black people for no meaningful benefit to the company.

Now before I want to say anything else I want to emphasize that I’m not a legal expert, I’m sure there are whole books written about the “disparate impact” standard, but I think that’s a fair way to describe how it measures discrimination.

Disparate Impact and the Department of Housing and Urban Development

As with any other legal doctrine, there’s a lot of case law on the topic of “disparate impact” that elaborates exactly what it means, where it can be applied, things like that. And there was a really important case in 2015, it’s called Texas Department of Housing and Community Affairs vs. Inclusive Communities Project, Inc.

Texas Department of Housing and Community Affairs vs. Inclusive Communities Project, Inc.

Again I’m not a lawyer, I don’t want to get too deep into all the arguments, but basically the question at issue in this case was whether or not the “disparate impact” standard can be applied to housing—more specifically under the Fair Housing Act, which is Title VIII of the Civil Rights Act of 1968.

Disparate impact in housing

So as I mentioned earlier, the idea of “disparate impact” was first brought up in 1964 in the context of employment, and from there it was up to the courts to determine whether it could be used in other situations or if it was strictly limited to discrimination at work. In this case, the Texas Department of Housing and Community Affairs was distributing affordable housing credits, and for whatever reason those credits were predominately being approved in black neighborhoods and rejected in white neighborhoods.

Effects on the HUD

Even though there wasn’t necessarily an allegation of overt racism against white people, the Inclusive Communities Project argued that the criteria that were being used were disproportionately hurting white homeowners, and also that there wasn’t some obvious reason that would justify that disparity. This was a 5-4 decision, so obviously this is still a contentious issue, but the court found that “disparate impact” claims can be valid in the context of housing just as they would in the context of employment. And in turn that led the Department of Housing and Urban Development to revise its own standards in order to comply with this new ruling.

What’s Happening with Disparate Impact in 2020?

All right that brings us to the recent news about the Department of Housing and Urban Development. If you’re not sure what that is, it’s essentially the part of the President’s cabinet that deals with housing regulations, providing fair housing, things like that.

The Great Society

Right now the Secretary of the Department of Housing and Urban Development is Ben Carson, and to become the Secretary of a cabinet department you have to be nominated by the President and then confirmed by the Senate in a majority vote. It was originally created by Lyndon Johnson as part of the “Great Society” program, so he wanted the government to take a more active role in housing rather than leaving it up to private actors.

HUD responsibilities

As Secretary of Housing and Urban Development, Ben Carson is in charge of things like community planning, sustainable development, keeping homes up to code, and providing fair housing. The department also oversees the Government National Mortgage Association, which basically means that they back mortgages with the authority of the federal government in order to help reduce risk and lower interest rates for everyone.

Furthermore, they have some authority in creating guidelines for government-sponsored lenders like Fannie Mae and Freddie Mac. So overall the Department of Housing and Urban Development is one of the most important players in American housing, and it plays a really crucial role in making affordable housing accessible to as many Americans as possible.

Complying with disparate impact

Now part of the Department’s work involves interpreting Supreme Court cases and finding ways to implement them into their own regulations. So they clarify how exactly “disparate impact” integrates into their practices and what is and isn’t fair game. For example they clarify that one of the acceptable defenses to “disparate impact” claims is simply to show that the policy is necessary to carry out nondiscriminatory goals and that it couldn’t be switched out for another policy that would lead to less discrimination. And given the Department’s authority in this area, whatever guidelines they release are going to have an immediate impact on American housing.

On September 3rd, the Department of Housing and Urban Development released a statement detailing their implementation of the “disparate impact” standard. Here’s how they summarized the ruling:

“HUD has long interpreted the Fair Housing Act (“the Act”) to create liability for practices with an unjustified discriminatory effect, even if those practices were not motivated by discriminatory intent. This rule amends HUD’s 2013 disparate impact standard regulation to better reflect the Supreme Court’s 2015 ruling in Texas Department of Housing and Community Affairs v. Inclusive Communities Project, Inc. and to provide clarification regarding the application of the standard to State laws governing the business of insurance. This rule revises the burden-shifting test for determining whether a given practice has an unjustified discriminatory effect and adds to illustrations of discriminatory housing practices found in HUD’s Fair Housing Act regulations. This Final Rule also establishes a uniform standard for determining when a housing policy or practice with a discriminatory effect violates the Fair Housing Act and provides greater clarity of the law for individuals, litigants, regulators, and industry professionals.”

Revising the burden-shifting test

OK let’s unpack that a little. To me, the most relevant section is when they say that “this rule revises the burden-shifting test for determining whether a given practice has an unjustified discriminatory effect.” So they’re basically changing what you have to prove in order to show that a certain policy is responsible for a disparate impact.

The idea behind this kind of a rule is to give people who work in this field a clearer idea of what is and isn’t allowed in terms of potentially discriminatory policies, and you can get a better sense of what they have in mind later in the statement when they cover the details of the new rule.

Defenses to disparate impact claims

Now after the Supreme Court found that “disparate impact” applied to housing in 2015, the Department of Housing and Urban Development started revising its existing regulations to make sure they complied with the new rules. So first they added a few potential responses to “disparate impact” disputes by allowing defendants to make certain claims, for example that they were using a risk-based algorithm that wasn’t inherently discriminatory.

They also clarified that plaintiffs must demonstrate that a policy is “artificial, arbitrary, and unnecessary” in its discriminatory effect order to win a disparate impact claim. That means that even if a policy really does discriminate in some way, as long as the defendant can show that it isn’t arbitrary, they won’t be on the hook with respect to the Fair Housing Act.

So essentially they acknowledged the ruling on “disparate impact,” but they also set up some new restrictions that could limit the situations in which that standard would be applied. And I’ll go through a few of those changes to give you an idea of how the current rule is different from how the Department of Housing and Urban Development has approached regulation in the past.

Analyzing the new rule

First, they added a full paragraph that reads: “The illustration of unlawful housing discrimination in this part may be established by a practice’s discriminatory effect, even if not motivated by discriminatory intent, and defenses and rebuttals to allegations of unlawful discriminatory effect may be made, consistent with the standards outlined in § 100.5.”

They also added another sentence later on prohibiting the practice of “enacting or implementing land rules, ordinances, procedures, building codes, permitting rules, policies, or requirements that restrict or deny housing opportunities or otherwise make unavailable or deny dwellings to persons because of race, color, religion, sex, handicap, familial status, or national origin.”

Now as I mentioned, these are critical guidelines, and these changes are important on their own, but the final rule also makes more substantial revisions to the rules and burdens of proof required for a plaintiff to make a successful claim under the “disparate impact” standard.

The new burden of proof

More narrowly this refers to 24 CFR § 100.500, with 24 CFR referring to the Department of Housing and Urban Development’s section of the Code of Federal Regulations and 100.500 referring to a specific part of that code. 100.500 describes the kinds of discriminatory effects that are prohibited under the Department’s interpretation of the Fair Housing Act. So up until this change, the plaintiff had the “burden of proving that a challenged practice caused or predictably will cause a discriminatory effect,” but the code didn’t make it clear what they would count as a causal relationship between the policy and the discriminatory effect.

Five points for plaintiffs to prove

And essentially this new change emphasizes the need for a really strong connection between the policy and some clear discrimination. In fact, a plaintiff now needs to prove an entire set of five claims just to qualify for a “disparate impact” claim.

So first they have to show that the policy itself is “arbitrary, artificial, and unnecessary to achieve a valid interest or legitimate objective such as a practical business, profit, policy consideration, or requirement of law.” And basically what that means is that the policy that’s causing the discrimination has to have no real benefit or value, and it’s up to the plaintiff to prove that in order to advance their claim.

From there it also has to have a “disproportionately adverse effect on members of a protected class,” which is really just another way to say “disparate impact.” The third thing is that there must be a quote “robust causal link between the challenged policy or practice and the adverse effect on members of a protected class,” which they specify requires that quote “the specific policy or practice is the direct cause of the discriminatory effect.”

And finally the last two points stipulate that there is a quote “significant” disparity and a quote “direct relation between the injury asserted and the injurious conduct alleged,” which to me just restates what they said before about a “robust causal link.”

Understanding the changes

OK that’s a lot to cover, already that’s five different things that a plaintiff has to prove, but if you compare that to the original language I think there are some obvious differences. Instead of just generally describing what disparate impact means, they actually use very clear language to explain some surprisingly tough restrictions.

So for example you have to show a “robust causal link” between the harm and a specific policy. That means it isn’t enough to point out a disparity and where it may have come from, instead you need to have very strong evidence that this particular policy is what’s responsible for the disparity.

I’ve seen some work on this topic by people who know a lot more about it than I do. For example, the Brookings Institution published an article on the new HUD rule, how it could impact housing practices throughout the United States, and specifically how it could make things even more difficult for people who want to challenge algorithm-based housing discrimination.

And they point out that the new rules will be “particularly hard to satisfy when algorithms are involved.” Now the problem here is that you’re required to demonstrate a clear causal connection between a particular policy and some discriminatory effect, but in many cases you won’t even have access to the algorithm that might be responsible for whatever discrimination you’re facing.

So ultimately it’s going to be almost impossible to conclusively demonstrate what the algorithm is doing, let alone how it could be changed in order to mitigate the discriminatory effect. And in the same way it’s hard to imagine how you could prove that an algorithm is “arbitrary, artificial, and unnecessary” if you can’t even see how it works. To me what they’re pointing out is that these claims are already difficult to make under the current framework, and adding such a strong burden of proof will only make it more challenging, especially in situations where plaintiffs often have very little information about the policies they’re trying to challenge.

Public reactions to the new rule

Now the Brookings Institution is very well-respected, obviously it’s a left-leaning organization at least most of the time, but it’s far from the only organization that has spoken out on this issue. In fact some of the largest banks in the United States called on the Department of Housing and Urban Development to avoid adopting the new rule, largely because they’re worried about the potential for racist policies and practices to go unchallenged. So in October of last year the Mortgage Bankers Association came out in favor of the proposed rule, but following the death of George Floyd they backtracked and claimed that they supported a quote “disparate impact rule that preserves the ability to effectively address unintentional discrimination.”

The National Community Reinvestment Coalition, another major interest group that focuses on fairness in lending, housing, and banking, also denounced the rule as unnecessarily damaging to “disparate impact” claims. They claimed that the new rule is a quote “free pass to business policies that have discriminatory effects,” and they went on to say that it “puts an impossible burden on plaintiffs in disparate impact cases before the discovery process has even begun. If the rule was written honestly, it would simply state that HUD is no longer recognizing disparate impact at all.”

So there has been a pretty significant backlash to this decision, I’ve mentioned a few of the biggest organizations that have challenged it, but as with anything in government only time will tell how the rule change will actually impact Americans. As you know I’m not a lawyer, I don’t work in this field, so it would be great to get some additional perspectives in the comments from those of you who might have more experience than I do.

And of course with the election coming up it’s entirely possible that Biden will win, put someone else at the head of the Department of Housing and Urban Development instead of Ben Carson, and maybe the Department treats “disparate impact” claims totally differently next year. But right now this is a concerning situation, especially with evictions coming up at the beginning of 2021, there’s a real possibility that we’ll see a housing crisis and that people will be essentially unable to fight back against policies that discriminate against them. All right again thanks so much for reading, as always I really appreciate it, and I hope to see you next time.

6063 comments

  1. testox yorumlar hakkında detaylı bilgi,etkili,doğal ve en iyi cinsel performans ürünlerini en uygun fiyatlara güvenilir satın almak için hemen websitesi adresimizi ziyaret ediniz.

  2. fatimatin fiyatı hakkında detaylı bilgi, doğal ve en etkili cinsel performans arttırıcı ürünleri en uygun ve güvenilir satın almak için hemen websitesi adresimizi ziyaret ediniz.

  3. taze çiçek hakkında detaylı bilgi, özel günlerde sevdiklerinizi mutlu etmek için en uygun fiyatlarla çiçek sipariş verebileceğiniz, hızlı teslimat sağlayan websitesi adresimizi ziyaret ediniz.

  4. Normally I don’t study articles on blogs, but I would say this one got me motivated to look it up and do it! I am amazed by your taste in writing. You can’t imagine how much time it took me to get this information! Thank you!

  5. For detailed information about glasses, visit our website now. Do you want to import goods from TURKEY but don’t know how and where to start? Visit our website now.

  6. Wonderful site you have here but I was curious about if you knew of any discussion boards that cover the same topics talked about here? I’d really like to be a part of online community where I can get comments from other experienced individuals that share the same interest. If you have any recommendations, please let me know. Appreciate it!

  7. epdm membran hakkında detaylı bilgi, Türkiye’nin en geniş yelpazesi ile en uygun fiyata cephe ve yalıtım malzemeleri satan firmamıza ulaşmak için hemen web sitemizi ziyaret edin.

  8. Fantastic goods from you, man. I’ve understand your stuff previous to and you are just too excellent. I actually like what you’ve acquired here, really like what you are stating and the way in which you say it. You make it enjoyable and you still care for to keep it sensible. I can’t wait to read far more from you. This is actually a great site.

  9. I’m impressed, I have to say. Actually hardly ever do I encounter a weblog that’s both educative and entertaining, and let me let you know, you could have hit the nail on the head. Your concept is outstanding; the difficulty is one thing that not enough people are talking intelligently about. I’m very completely satisfied that I stumbled across this in my seek for something relating to this.

  10. Thanks for sharing superb informations. Your web-site is very cool. I am impressed by the details that you¦ve on this site. It reveals how nicely you understand this subject. Bookmarked this web page, will come back for more articles. You, my friend, ROCK! I found simply the info I already searched everywhere and just could not come across. What a perfect website.

  11. санаторий волжский парк отель отдых с детьми
    гостиница на автовокзале в иркутске москва и подмосковье отель holiday inn воронеж
    алушта семидворье энектур отдых в челнах

  12. отель аврора в витязево отели все включено в адлере
    заозерье пушкинские горы база отдыха санаторий адлеркурорт официальный беларусь в красной поляне официальный сайт
    гостиницы в гагарине гранд отель жемчужина сочи бассейн цены ессентуки санаторий кавказ

  13. санаторий большие соли ярославская область цены garden hills hotel сочи
    анапа 5 звездочный отель все включено прибрежный белое озеро ульяновская область санаторий горный воздух железноводск официальный сайт
    дом отдыха в егорьевске с бассейном туры в ялту с перелетом из москвы туристический отдых

  14. лечение ревмокардита днепр санаторий
    гостиницы рядом с ривьерой в казани сколько стоит отдых в адлере апельсин чистые пруды москва
    beerloga архыз объединенный санаторий сочи невский отель астер

  15. снять номер в гаграх алушта семидворье отель морской
    сан парус анапа официальный сайт алекс отель мужества отдых в ялте 2021
    мужской монастырь в пятигорске на горе бештау здравкурорт туроператор где отдохнуть в белокурихе

  16. гостиницы каневская хостел гагаринский
    гостиница анапа все включено санатории по неврологии путёвки в дагомыс
    дом отдыха рейтинг мини отель зоо казань мини отель олимп спб

  17. гостиница жемчужина сочи на карте амран владикавказ
    санатории алтая с лечением оздоровительный пансионат санаторий балтийский берег цены
    санаторий им калинина ессентуки официальный сайт гостиница тянь шань star home hostel

  18. отели на пражской москва дом отдыха в карелии
    чем полезна морская вода стоит ли ехать в алушту в сентябре резиденция утриш отель
    гостиница ростов в ростове санаторий зеленая долина отдых с детьми в подмосковье летом

  19. полезны ли радоновые ванны сельская усадьба база отдыха горный алтай
    спа отель крым ялта пансионаты в хосте с питанием карта белоруссии с санаториями
    гостиница парк отель анапа пансионат олимп анапа официальный сайт бюджетные санатории россии

  20. магадан пансионат автотранспортник россии туапсе отзывы
    рибера спа евпатория отдых 2021 цены на берегу кабардинка санатории и пансионаты цены 2021
    ibis лиговский проспект анапа заря берендеево царство лазаревское

  21. бакирово рыбалка бугульма отели с завтраком
    ксц переделкино куда поехать осенью в крыму прибой феодосия официальный сайт цены
    маринс парк сочи кафе родник пятигорск санатории кисловодска родник

  22. база отдыха теплое море славянка интер сухум абхазия официальный
    отдых в татарии вологда гостиница вояж оздоровительный курорт
    гостиница оренбург фрязино гостиница солнечном

  23. бридж резорт сочи телефон семейный парк отель союз истра
    неврология в москве где лучше алушта отель голден резорт туры в крыму
    санаторий в небуге остров сокровищ екатеринбург на солнечной

  24. санаторий знание отзывы 2021 таежный охотник баня воронеж
    водопады на реке жане санаторий ассы башкирия цены пансионат литфонд цены
    детский санаторий опорно двигательного аппарата канатка на машук санаторий днепр крым ялта

  25. пансионаты в гаграх курорт в литве
    отель аннушка в санкт петербурге усть лабинск санаторий лаба цены на путевки путевка в украину
    пансионат актер крым орен крым санаторий отзывы берендеево царство лазаревское

  26. Thanx for the effort, keep up the good work Great work, I am going to start a small Blog Engine course work using your site I hope you enjoy blogging with the popular BlogEngine.net.Thethoughts you express are really awesome. Hope you will right some more posts.

  27. My partner and I stumbled over here from a different web
    address and thought I might check things out. I like what I see so now
    i am following you. Look forward to exploring your web page for a second time.

  28. I wish to convey my gratitude for your generosity giving support to visitors who absolutely need assistance with in this theme. Your personal dedication to passing the message all-around has been surprisingly practical and have constantly permitted guys like me to attain their targets. The warm and helpful useful information means much to me and even more to my fellow workers. With thanks; from all of us.

  29. I together with my buddies happened to be going through the best tips and hints found on your web page while quickly developed an awful suspicion I had not expressed respect to the web blog owner for those strategies. Most of the men became absolutely excited to see all of them and now have truly been enjoying these things. Thanks for being well accommodating as well as for making a decision on some fabulous useful guides most people are really desperate to be informed on. Our honest apologies for not saying thanks to you earlier.

  30. I wish to convey my gratitude for your generosity giving support to visitors who absolutely need assistance with in this theme. Your personal dedication to passing the message all-around has been surprisingly practical and have constantly permitted guys like me to attain their targets. The warm and helpful useful information means much to me and even more to my fellow workers. With thanks; from all of us.

  31. I would like to express my thanks to the writer for bailing me out of this incident. As a result of searching through the online world and coming across methods which were not beneficial, I assumed my entire life was gone. Being alive devoid of the solutions to the problems you have resolved by means of the guideline is a critical case, as well as the kind that would have adversely affected my career if I had not discovered your blog post. Your own personal mastery and kindness in maneuvering a lot of stuff was excellent. I’m not sure what I would’ve done if I had not come upon such a step like this. I am able to now relish my future. Thanks so much for the professional and results-oriented help. I won’t hesitate to propose your web sites to anyone who would need counselling on this subject matter.

  32. I together with my buddies happened to be going through the best tips and hints found on your web page while quickly developed an awful suspicion I had not expressed respect to the web blog owner for those strategies. Most of the men became absolutely excited to see all of them and now have truly been enjoying these things. Thanks for being well accommodating as well as for making a decision on some fabulous useful guides most people are really desperate to be informed on. Our honest apologies for not saying thanks to you earlier.

  33. I’ll immediately clutch your rss as I can not to find
    your e-mail subscription link or newsletter service. Do you’ve any?
    Kindly permit me realize so that I could subscribe.
    Thanks.

  34. It is the best time to make some plans for the future and it’s time to be happy.
    I have read this post and if I could I desire
    to suggest you some interesting things or advice. Maybe you
    could write next articles referring to this article.
    I desire to read even more things about it!

  35. Thank you, I’ve recently been searching for information approximately this subject for ages and yours is the best I’ve discovered so far. But, what about the bottom line? Are you positive in regards to the source?

  36. We’re a gaggle of volunteers and opening a brand new scheme in our community. Your web site offered us with useful information to paintings on. You’ve done a formidable activity and our whole community can be grateful to you.

  37. Hey there! I’ve been reading your website for a while now and finally got the bravery to go ahead and give you a shout out from Kingwood Texas!
    Just wanted to say keep up the great job!

  38. I just like the valuable info you provide in your articles.
    I’ll bookmark your weblog and take a look at once more
    right here frequently. I’m moderately certain I will learn many new stuff right
    here! Best of luck for the following!

  39. You really make it seem so easy with your presentation but I find this topic to
    be actually something that I think I would never understand.
    It seems too complicated and very broad for me.
    I am looking forward for your next post, I will try to get the hang of
    it!

  40. I think that everything said was actually very logical.
    But, what about this? suppose you added a little content?
    I mean, I don’t want to tell you how to run your blog, however suppose you added
    something that grabbed a person’s attention? I mean Department of Housing and
    Urban Development Issues Rule on ‘Disparate Impact’ – balancednews.com is a little vanilla.
    You should glance at Yahoo’s home page and watch
    how they create article headlines to get viewers to click.
    You might try adding a video or a related picture or two to
    grab readers excited about everything’ve written.
    Just my opinion, it could bring your website a little bit more interesting.

  41. naturally like your website however you need to test the
    spelling on quite a few of your posts. A number of them are rife
    with spelling issues and I find it very bothersome to inform the truth however I will certainly come again again.

  42. Very nice post. I just stumbled upon your weblog and wished to say that I have truly enjoyed surfing around your blog posts.
    After all I will be subscribing to your feed and I hope you write again very soon!

  43. Great blog! Is your theme custom made or did you download it
    from somewhere? A design like yours with a few simple adjustements would really
    make my blog shine. Please let me know where you got your design. Bless you

  44. First off I want to say great blog! I had a quick question that I’d
    like to ask if you do not mind. I was interested
    to find out how you center yourself and clear your mind before writing.
    I’ve had difficulty clearing my mind in getting my ideas out.
    I do enjoy writing however it just seems like the first 10 to
    15 minutes are wasted just trying to figure out how to begin. Any suggestions or tips?
    Kudos!

  45. Fantastic blog! Do you have any hints for aspiring writers?
    I’m hoping to start my own website soon but I’m a little lost on everything.
    Would you propose starting with a free platform
    like WordPress or go for a paid option? There are so many choices out there
    that I’m completely overwhelmed .. Any ideas? Appreciate it!

  46. Woah! I’m really digging the template/theme of this site.
    It’s simple, yet effective. A lot of times it’s challenging to get that “perfect balance” between user friendliness and visual appearance.

    I must say you’ve done a awesome job with this. In addition,
    the blog loads extremely quick for me on Firefox. Excellent Blog!

  47. Hmm is anyone else experiencing problems with the images
    on this blog loading? I’m trying to determine if its a
    problem on my end or if it’s the blog. Any feed-back
    would be greatly appreciated.

  48. Hmm it seems like your site ate my first comment (it was super long) so
    I guess I’ll just sum it up what I had written and say, I’m thoroughly enjoying your blog.

    I as well am an aspiring blog blogger but I’m still new
    to the whole thing. Do you have any points for newbie blog writers?
    I’d definitely appreciate it.

  49. Hello are using WordPress for your blog platform?
    I’m new to the blog world but I’m trying to get started and set up my
    own. Do you require any html coding expertise to make your
    own blog? Any help would be really appreciated!

  50. Your style is so unique in comparison to other people I have read stuff from.
    Thank you for posting when you’ve got the opportunity, Guess I will just book mark this site.

  51. Woah! I’m really loving the template/theme of this website.
    It’s simple, yet effective. A lot of times it’s challenging to get that “perfect balance” between user friendliness and visual appearance.
    I must say that you’ve done a very good job with this.
    Additionally, the blog loads super quick for me on Firefox.
    Superb Blog!

  52. Wow that was odd. I just wrote an extremely long comment but after I clicked submit my
    comment didn’t appear. Grrrr… well I’m not writing all that
    over again. Anyhow, just wanted to say wonderful blog!

  53. Wonderful beat ! I wish to apprentice while you amend your website, how
    could i subscribe for a blog web site? The account helped me a acceptable deal.

    I had been tiny bit acquainted of this your broadcast offered bright clear idea

  54. Excellent post. I used to be checking constantly this blog and I’m impressed!
    Extremely useful information specifically the final section 🙂 I take care of such information much.
    I was looking for this particular information for a
    long time. Thank you and best of luck.

  55. Woah! I’m really enjoying the template/theme of
    this website. It’s simple, yet effective.
    A lot of times it’s challenging to get that “perfect balance” between user friendliness and visual appeal.
    I must say you’ve done a awesome job with this. Also, the
    blog loads super fast for me on Internet explorer.
    Exceptional Blog!

  56. I think this is among the so much vital information for me.
    And i am satisfied studying your article. But wanna remark on some
    normal issues, The site style is ideal, the articles is in point of fact great : D.
    Excellent task, cheers

  57. We’re a group of volunteers and opening a new scheme
    in our community. Your web site provided us with helpful info to work
    on. You’ve performed an impressive job and our whole group can be grateful
    to you.

  58. Someone essentially assist to make critically
    articles I would state. That is the first time I
    frequented your web page and up to now? I surprised
    with the research you made to create this particular submit incredible.

    Fantastic task!

  59. First off I want to say terrific blog! I had a quick question in which
    I’d like to ask if you don’t mind. I was curious to know how
    you center yourself and clear your thoughts before writing.
    I’ve had a hard time clearing my thoughts in getting my thoughts out.
    I truly do take pleasure in writing but it just seems
    like the first 10 to 15 minutes are usually wasted just
    trying to figure out how to begin. Any ideas or hints? Many thanks!

  60. I do not even know how I ended up here, but I thought this post was good.
    I don’t know who you are but definitely you’re going to a famous blogger if you aren’t already 😉
    Cheers!

  61. Today, while I was at work, my cousin stole my iPad and tested to see if it can survive a 30 foot
    drop, just so she can be a youtube sensation. My apple ipad is now broken and she
    has 83 views. I know this is entirely off topic but I had to share it with
    someone!

  62. I don’t know if it’s just me or if perhaps everybody else encountering issues with your website.
    It looks like some of the written text on your posts are running off the screen. Can somebody else please
    comment and let me know if this is happening to them as well?
    This might be a problem with my web browser because I’ve had this happen previously.

    Cheers

  63. I was wondering if you ever considered changing the page layout of your site?

    Its very well written; I love what youve got to say. But maybe you could a
    little more in the way of content so people could connect with it better.

    Youve got an awful lot of text for only having 1 or 2 images.
    Maybe you could space it out better?

  64. Hi there would you mind sharing which blog platform you’re
    working with? I’m looking to start my own blog in the
    near future but I’m having a difficult time deciding
    between BlogEngine/Wordpress/B2evolution and Drupal.
    The reason I ask is because your design and style seems different then most
    blogs and I’m looking for something unique. P.S
    Apologies for being off-topic but I had to ask!

  65. Wow, amazing weblog layout! How lengthy have you been running a blog for?

    you make running a blog glance easy. The whole look
    of your web site is excellent, let alone the content!

  66. Great article! That is the type of info that are
    meant to be shared across the internet. Disgrace on the seek engines for no longer positioning this publish upper!
    Come on over and seek advice from my web site . Thanks =)

  67. It is perfect time to make a few plans for the future and it’s time to be happy.
    I have read this submit and if I may just I want to counsel you some
    interesting things or advice. Maybe you could
    write next articles relating to this article.

    I want to read more issues approximately it!

  68. Everything published made a lot of sense. But, what about this?
    suppose you added a little content? I mean, I don’t want
    to tell you how to run your website, however what if you added
    something that grabbed folk’s attention? I mean Department of Housing and Urban Development
    Issues Rule on ‘Disparate Impact’ – balancednews.com is kinda vanilla.
    You ought to look at Yahoo’s front page and note how they
    create post titles to get viewers to open the links. You might add a
    video or a related pic or two to get readers excited about what you’ve written. In my opinion, it would make your website a little bit
    more interesting.

  69. The other day, while I was at work, my sister stole my
    iphone and tested to see if it can survive a 40 foot drop,
    just so she can be a youtube sensation. My apple ipad is now destroyed and she has 83 views.
    I know this is entirely off topic but I had to share it with someone!

  70. Oh my goodness! Impressive article dude! Many thanks, However I
    am encountering difficulties with your RSS. I don’t understand
    why I cannot subscribe to it. Is there anybody else getting identical RSS issues?
    Anyone who knows the answer can you kindly respond? Thanx!!

  71. Do you have a spam issue on this website; I also
    am a blogger, and I was wanting to know your situation; we have created some nice methods
    and we are looking to swap methods with others, be sure to shoot me an email
    if interested.

  72. Having read this I believed it was very informative.
    I appreciate you spending some time and energy to put this informative article
    together. I once again find myself spending way too much time both reading and posting
    comments. But so what, it was still worth it!

  73. hello there and thank you for your info – I’ve definitely picked up
    anything new from right here. I did however expertise some technical issues using this
    web site, since I experienced to reload the web site lots of times previous to I could get it
    to load properly. I had been wondering if your web hosting is OK?

    Not that I am complaining, but sluggish loading instances times will very frequently
    affect your placement in google and can damage your quality score if ads and marketing with Adwords.
    Well I’m adding this RSS to my e-mail and can look out for a lot more of your respective
    interesting content. Make sure you update this
    again soon.

  74. I’m amazed, I have to admit. Rarely do I encounter a blog that’s
    both educative and interesting, and let me tell you, you’ve hit the nail on the
    head. The issue is something which too few men and women are speaking intelligently about.
    I’m very happy that I stumbled across this during my search for something
    concerning this.

  75. Thanks for every other magnificent post. Where else may anyone get that kind of info in such a perfect
    method of writing? I’ve a presentation subsequent week, and I’m
    on the search for such information.

  76. Have you ever thought about creating an e-book
    or guest authoring on other sites? I have a blog
    based upon on the same topics you discuss and would love to have you share some
    stories/information. I know my readers would value your
    work. If you’re even remotely interested, feel free to send me
    an e-mail.

  77. Great post. I was checking constantly this blog
    and I’m impressed! Very useful information particularly the last
    phase 🙂 I handle such info much. I was seeking this
    certain information for a very long time. Thank you and best of luck.

  78. Appreciating the persistence you put into your website and detailed information you offer.

    It’s awesome to come across a blog every once in a while that isn’t
    the same out of date rehashed information. Wonderful read!
    I’ve bookmarked your site and I’m including
    your RSS feeds to my Google account.

  79. I am extremely inspired together with your writing abilities
    and also with the layout on your weblog. Is this a paid subject matter or did you customize it your self?
    Either way keep up the excellent quality writing, it’s rare to peer
    a great blog like this one nowadays..

  80. I do not know if it’s just me or if everybody else experiencing problems with
    your website. It seems like some of the text within your content are running off the
    screen. Can someone else please provide feedback and let me know
    if this is happening to them too? This might be a problem with my web
    browser because I’ve had this happen previously. Many thanks

  81. Hello there! This is kind of off topic but I need some help
    from an established blog. Is it difficult to set up your
    own blog? I’m not very techincal but I can figure things out pretty fast.
    I’m thinking about making my own but I’m not sure where to
    begin. Do you have any tips or suggestions? Many thanks

  82. I’m really impressed with your writing skills and also with the layout on your weblog.

    Is this a paid theme or did you customize it yourself?
    Either way keep up the excellent quality writing, it’s
    rare to see a great blog like this one today.

  83. You are so interesting! I don’t believe I’ve read anything like this before.

    So nice to find another person with a few genuine thoughts on this subject matter.
    Really.. thank you for starting this up. This website is something that
    is needed on the web, someone with a little originality!

  84. It’s actually very difficult in this active
    life to listen news on TV, therefore I just
    use world wide web for that purpose, and get the most up-to-date news.

  85. May I simply say what a comfort to find somebody that really
    understands what they’re discussing on the net.
    You actually realize how to bring a problem to light and make it important.

    More people must check this out and understand this side
    of the story. I was surprised that you’re not more popular because you surely have the gift.

  86. Its such as you read my mind! You appear to know so much about this, such as you wrote the
    guide in it or something. I believe that you simply can do with a
    few percent to power the message house a little bit, but other than that, that is great
    blog. An excellent read. I will definitely be back.

  87. hello there and thank you for your info – I’ve definitely picked up anything new
    from right here. I did however expertise several
    technical issues using this website, since I experienced to reload
    the website a lot of times previous to I could get it to
    load correctly. I had been wondering if your hosting is
    OK? Not that I am complaining, but sluggish loading instances
    times will often affect your placement in google and
    can damage your high quality score if advertising and marketing
    with Adwords. Well I’m adding this RSS to my e-mail and
    can look out for a lot more of your respective interesting content.
    Make sure you update this again soon.

  88. Simply wish to say your article is as surprising.
    The clarity on your submit is just nice and that i can assume you’re an expert
    in this subject. Fine together with your permission let me to snatch
    your RSS feed to keep updated with impending post. Thanks one million and please keep up the rewarding work.

  89. Hey! Do you know if they make any plugins to help with Search Engine Optimization? I’m trying to get my blog to
    rank for some targeted keywords but I’m not seeing
    very good gains. If you know of any please share. Cheers!

  90. Hello There. I discovered your weblog the use of msn.
    That is a really smartly written article.
    I will be sure to bookmark it and return to learn more of your helpful
    information. Thank you for the post. I will definitely comeback.

  91. Greetings! I’ve been reading your blog for a while now and finally got the bravery to go ahead and give
    you a shout out from Humble Tx! Just wanted to say keep up the fantastic work!

  92. Its like you read my mind! You appear to know so much
    about this, like you wrote the book in it or something. I think that you can do with a few
    pics to drive the message home a little bit, but other than that, this
    is wonderful blog. A fantastic read. I will definitely
    be back.

  93. I have been surfing on-line greater than three hours lately, yet I never found any interesting article
    like yours. It’s pretty price sufficient for me. In my view, if all web owners and bloggers made just right content as you did, the net
    will likely be a lot more useful than ever before.

  94. My coder is trying to convince me to move to .net from PHP.
    I have always disliked the idea because of the expenses.

    But he’s tryiong none the less. I’ve been using WordPress on a variety of websites for about a year
    and am concerned about switching to another platform. I have heard very good things about blogengine.net.
    Is there a way I can import all my wordpress posts into it?
    Any help would be greatly appreciated!

  95. I’m more than happy to find this site. I want to
    to thank you for your time just for this fantastic
    read!! I definitely liked every bit of it and I have you bookmarked to check out new stuff in your website.

  96. I know this if off topic but I’m looking into starting my
    own weblog and was curious what all is needed to get set up?
    I’m assuming having a blog like yours would cost a pretty penny?
    I’m not very internet smart so I’m not 100% sure.
    Any suggestions or advice would be greatly appreciated.
    Appreciate it

  97. I know this if off topic but I’m looking into starting my
    own weblog and was wondering what all is required to get set up?
    I’m assuming having a blog like yours would cost a
    pretty penny? I’m not very internet savvy so I’m not 100% positive.
    Any recommendations or advice would be greatly appreciated.
    Appreciate it

  98. Hey there! This post couldn’t be written any better!
    Reading through this post reminds me of my old room mate!
    He always kept chatting about this. I will forward this post to
    him. Pretty sure he will have a good read. Thanks for sharing!

  99. Just wish to say your article is as surprising. The clearness in your post
    is just excellent and i can assume you are an expert on this subject.
    Well with your permission let me to grab your RSS feed to keep updated with forthcoming post.
    Thanks a million and please carry on the rewarding work.

  100. Great web site. Lots of helpful information here. I’m sending it
    to some pals ans also sharing in delicious. And certainly, thanks for your effort!

  101. Hi there this is kind of of off topic but
    I was wanting to know if blogs use WYSIWYG editors or if you have to
    manually code with HTML. I’m starting a blog soon but have no coding experience so I wanted
    to get guidance from someone with experience. Any help would be greatly appreciated!

  102. Wow that was unusual. I just wrote an incredibly long
    comment but after I clicked submit my comment didn’t appear.
    Grrrr… well I’m not writing all that over again. Anyway,
    just wanted to say excellent blog!

  103. You really make it seem so easy together with your
    presentation however I in finding this topic to be actually one thing which I think I’d never understand.

    It kind of feels too complicated and extremely wide for
    me. I am looking forward on your next publish, I’ll attempt to get the hang of it!

  104. I have learn some just right stuff here. Certainly value bookmarking
    for revisiting. I surprise how so much attempt you set to
    make the sort of great informative website.

  105. Thanks for every other informative website. Where else may just I get
    that type of info written in such an ideal means? I’ve a venture that
    I’m just now working on, and I’ve been at the glance out for such information.

  106. Wow that was odd. I just wrote an really long comment but after I
    clicked submit my comment didn’t show up. Grrrr… well I’m not
    writing all that over again. Regardless, just wanted to say fantastic blog!

  107. I seriously love your website.. Excellent colors & theme.

    Did you create this website yourself? Please reply back as I’m planning to create my very own website and would like to know where
    you got this from or exactly what the theme is called.

    Kudos!

  108. That is very interesting, You are an excessively skilled blogger.
    I have joined your feed and look forward to seeking more of your great post.
    Additionally, I have shared your website in my social
    networks

  109. I’m truly enjoying the design and layout of your site. It’s a very easy
    on the eyes which makes it much more pleasant for me to
    come here and visit more often. Did you hire out a
    designer to create your theme? Fantastic work!

  110. Hi! I know this is kind of off-topic but I needed to ask. Does managing a well-established
    website such as yours take a large amount of work? I am brand new to blogging however I
    do write in my journal everyday. I’d like to start a blog so I can share my experience and thoughts online.
    Please let me know if you have any recommendations or tips
    for brand new aspiring blog owners. Appreciate it!

  111. Hmm is anyone else experiencing problems with the images on this blog
    loading? I’m trying to determine if its a problem on my end or if it’s the blog.
    Any suggestions would be greatly appreciated.

  112. Hello just wanted to give you a quick heads up. The words in your article seem
    to be running off the screen in Ie. I’m not sure if this is a formatting issue or something to do with browser compatibility but I figured I’d
    post to let you know. The design look great though! Hope you get the
    issue fixed soon. Many thanks

  113. You’re so interesting! I do not suppose I’ve read something like this before.
    So nice to discover somebody with genuine thoughts on this issue.

    Really.. many thanks for starting this up. This website is something that is needed on the internet, someone with
    a little originality!

  114. Excellent beat ! I wish to apprentice while you amend your site, how could i subscribe for a blog
    website? The account helped me a acceptable deal.
    I had been tiny bit acquainted of this your broadcast provided bright clear concept

  115. Hey I know this is off topic but I was wondering if you knew of any widgets I
    could add to my blog that automatically tweet my newest twitter updates.
    I’ve been looking for a plug-in like this for quite some time and was hoping
    maybe you would have some experience with
    something like this. Please let me know if you run into anything.

    I truly enjoy reading your blog and I look forward to your
    new updates.

  116. My spouse and I stumbled over here coming from a different web page and thought I might as well check things
    out. I like what I see so i am just following you. Look forward
    to looking at your web page for a second time.

  117. After looking over a few of the articles on your blog, I truly appreciate your way of blogging.
    I saved as a favorite it to my bookmark site list and will be checking back in the near future.
    Take a look at my website too and let me know how you feel.

  118. When someone writes an piece of writing he/she retains the idea of a user in his/her
    mind that how a user can be aware of it. Thus that’s why this paragraph is perfect.
    Thanks!

  119. Hey, I think your blog might be having browser compatibility issues.

    When I look at your blog site in Safari, it looks fine but when opening in Internet Explorer, it has some overlapping.
    I just wanted to give you a quick heads up!
    Other then that, great blog!

  120. Thanks for any other informative site. Where else may I get that kind
    of info written in such an ideal way? I’ve a venture that I
    am just now working on, and I have been at
    the glance out for such info.

  121. My spouse and I absolutely love your blog and find nearly
    all of your post’s to be exactly what I’m looking for.
    Does one offer guest writers to write content for you
    personally? I wouldn’t mind producing a post
    or elaborating on a lot of the subjects you write about here.
    Again, awesome blog!

  122. Hey there! Quick question that’s entirely off topic. Do you know how to make your site mobile
    friendly? My website looks weird when viewing from my apple iphone.
    I’m trying to find a template or plugin that might be able to fix this problem.
    If you have any recommendations, please share.
    Many thanks!

  123. Good day very nice website!! Man .. Beautiful ..
    Amazing .. I will bookmark your blog and take the
    feeds also? I’m happy to seek out a lot of
    helpful info right here in the put up, we’d like work out more strategies in this regard, thank you for sharing.
    . . . . .

  124. What’s Happening i am new to this, I stumbled upon this I’ve discovered
    It absolutely useful and it has helped me out loads.
    I hope to give a contribution & assist different customers like its helped me.
    Good job.

  125. of course like your website but you have to test the spelling on quite a
    few of your posts. Several of them are rife with spelling
    problems and I find it very bothersome to tell the truth
    nevertheless I will certainly come again again.

  126. It is perfect time to make a few plans for the future and it
    is time to be happy. I have learn this submit and if I may just I want
    to suggest you some fascinating things or tips. Perhaps you could write subsequent
    articles referring to this article. I desire to read more things about it!

  127. Excellent web site you have here.. It’s difficult to find high-quality
    writing like yours these days. I honestly appreciate individuals like you!

    Take care!!

  128. Unquestionably consider that which you said. Your favourite reason seemed to be on the internet the
    simplest factor to have in mind of. I say to you, I certainly get irked whilst other folks think about worries that they plainly do not understand
    about. You managed to hit the nail upon the highest and also outlined out the whole thing without having
    side-effects , folks can take a signal. Will likely be again to get more.
    Thank you

  129. When I originally left a comment I appear to have clicked on the -Notify me when new comments are
    added- checkbox and now each time a comment is added I receive
    4 emails with the exact same comment. Is there an easy method you are able to remove me from that service?
    Many thanks!

  130. Its like you read my mind! You appear to know a lot about this, like you
    wrote the book in it or something. I think that you could do with a few
    pics to drive the message home a little bit, but instead of
    that, this is magnificent blog. A great read. I will certainly be back.

  131. Hmm is anyone else experiencing problems with the pictures on this blog loading?

    I’m trying to determine if its a problem on my end or if
    it’s the blog. Any feed-back would be greatly appreciated.

  132. Thank you, I’ve just been looking for info about this topic
    for a long time and yours is the greatest I’ve found out till now.
    However, what about the bottom line? Are you certain in regards to the supply?

  133. Hello, Neat post. There is an issue together with your web
    site in web explorer, might check this? IE still is the
    market leader and a large element of people will
    pass over your wonderful writing because of this problem.

  134. I loved as much as you’ll receive carried out right here.
    The sketch is attractive, your authored material stylish.
    nonetheless, you command get got an edginess over that you wish be
    delivering the following. unwell unquestionably come more formerly again as exactly the same nearly a
    lot often inside case you shield this increase.

  135. Hello just wanted to give you a quick heads
    up. The words in your article seem to be running off the screen in Internet explorer.
    I’m not sure if this is a formatting issue or something to
    do with web browser compatibility but I thought I’d post to let you know.

    The design and style look great though! Hope you get the issue solved soon. Many
    thanks

  136. Magnificent beat ! I would like to apprentice whilst you amend your web site, how can i subscribe for a blog website?
    The account aided me a appropriate deal. I were tiny bit acquainted of this your broadcast offered brilliant transparent
    idea

  137. What’s up i am kavin, its my first time to commenting anywhere, when i read this article i thought i could also make
    comment due to this sensible article.

  138. I know this if off topic but I’m looking into starting my own blog and was wondering
    what all is required to get set up? I’m assuming having a blog
    like yours would cost a pretty penny? I’m not very web
    savvy so I’m not 100% certain. Any suggestions or
    advice would be greatly appreciated. Many thanks

  139. I truly love your website.. Very nice colors & theme.

    Did you build this amazing site yourself? Please reply
    back as I’m looking to create my own website and would like to know where you got this
    from or what the theme is called. Thanks!

  140. Thanks a lot for sharing this with all of us you actually
    recognise what you are talking about! Bookmarked.
    Kindly also consult with my website =). We will have a hyperlink trade agreement between us

  141. Greetings from Colorado! I’m bored to death at work so I decided
    to browse your site on my iphone during lunch break.
    I really like the knowledge you present here and can’t
    wait to take a look when I get home. I’m surprised at how quick your blog loaded on my
    mobile .. I’m not even using WIFI, just 3G .. Anyhow,
    great site!

  142. Thanks for any other informative site. The place else could
    I get that kind of info written in such an ideal way?
    I’ve a project that I am simply now running on, and I’ve been at the look out for such info.

  143. Hello, I believe your site may be having web browser compatibility issues.
    Whenever I take a look at your site in Safari, it looks fine
    however, if opening in Internet Explorer, it has some overlapping issues.
    I merely wanted to give you a quick heads up!
    Aside from that, fantastic website!

  144. I am extremely impressed along with your writing talents and
    also with the format to your weblog. Is this a paid subject or did you customize it yourself?
    Anyway stay up the excellent quality writing, it’s rare to look a nice weblog like this one today..

  145. First of all I would like to say great blog! I had a quick question which I’d like to ask if you don’t mind.
    I was curious to find out how you center yourself and clear your head prior to writing.
    I’ve had difficulty clearing my mind in getting my thoughts out.
    I do take pleasure in writing but it just seems like the first 10 to 15 minutes are generally wasted simply just
    trying to figure out how to begin. Any ideas or hints?
    Appreciate it!

  146. You really make it seem so easy with your presentation but I find this topic to
    be actually something which I think I would never understand.
    It seems too complex and extremely broad for me. I am looking forward for your next post, I’ll try
    to get the hang of it!

  147. Hi there would you mind letting me know which hosting
    company you’re utilizing? I’ve loaded your blog in 3 different internet browsers and I must say
    this blog loads a lot quicker then most. Can you recommend a good hosting
    provider at a fair price? Cheers, I appreciate it!

  148. I do believe all of the ideas you have offered to your post.
    They’re really convincing and can definitely work.
    Nonetheless, the posts are too brief for beginners.
    Could you please prolong them a bit from subsequent time?
    Thanks for the post.

  149. I am extremely inspired along with your writing talents as neatly as with the format to
    your weblog. Is that this a paid topic or did you customize it your self?

    Anyway keep up the excellent high quality writing, it is rare
    to see a great blog like this one today..

  150. Right here is the perfect site for anybody who wishes to understand this topic.
    You realize so much its almost hard to argue with you (not that I personally will need to…HaHa).
    You definitely put a brand new spin on a topic which has been written about for many years.

    Wonderful stuff, just excellent!

  151. I have been surfing online more than three hours today,
    yet I never found any interesting article like yours.

    It is pretty worth enough for me. Personally, if all website owners and bloggers made good content as you did, the
    web will be much more useful than ever before.

  152. Hey there! This is kind of off topic but I need some help from an established blog.
    Is it tough to set up your own blog? I’m not very techincal but I
    can figure things out pretty fast. I’m thinking
    about making my own but I’m not sure where to begin. Do you have
    any points or suggestions? Thank you

  153. Incredible! This blog looks exactly like my old one! It’s on a totally
    different topic but it has pretty much the same page layout and
    design. Superb choice of colors!

  154. Yesterday, while I was at work, my cousin stole my iPad
    and tested to see if it can survive a 40 foot drop, just so she can be a youtube
    sensation. My iPad is now broken and she has 83 views. I know this is totally off topic but I had to share it with someone!

  155. When I originally commented I appear to have clicked the -Notify me when new comments are added- checkbox and now whenever a comment is added I recieve 4 emails with
    the same comment. Is there a way you are able to remove me from that service?
    Cheers!

  156. I’m impressed, I have to admit. Seldom do I come across a blog that’s both equally educative and engaging, and without a doubt, you
    have hit the nail on the head. The issue is something which not enough people are speaking intelligently about.
    I am very happy I came across this during my hunt for something regarding this.

  157. Hello there! This is my first comment here so I
    just wanted to give a quick shout out and say I genuinely enjoy reading your blog posts.
    Can you suggest any other blogs/websites/forums that go over the same
    topics? Thanks a ton!

  158. I’m impressed, I have to admit. Seldom do I come across a blog that’s equally educative
    and interesting, and let me tell you, you have hit the nail
    on the head. The problem is something which too few men and women are speaking
    intelligently about. Now i’m very happy I stumbled across this during my search for something relating to this.

  159. You are so cool! I do not suppose I’ve truly read through something
    like this before. So great to discover someone with original thoughts on this topic.

    Seriously.. thanks for starting this up. This web site is one
    thing that’s needed on the internet, someone
    with a little originality!

  160. It is in reality a nice and helpful piece of info.
    I’m satisfied that you just shared this helpful info with us.

    Please stay us informed like this. Thanks for sharing.

  161. Hi, I believe your website could possibly
    be having web browser compatibility problems.

    Whenever I take a look at your site in Safari, it looks fine however when opening in IE, it has some overlapping issues.
    I just wanted to give you a quick heads up! Other than that,
    wonderful website!

  162. Howdy! Quick question that’s totally off topic. Do you know how to
    make your site mobile friendly? My website looks weird when browsing from my apple iphone.
    I’m trying to find a template or plugin that might be
    able to resolve this issue. If you have any recommendations, please share.
    Thank you!

  163. Hi, I do think this is an excellent website. I stumbledupon it 😉 I
    will revisit once again since i have book-marked it. Money and
    freedom is the greatest way to change, may you be rich and continue to help other people.

  164. This design is incredible! You obviously know how to keep a reader entertained.
    Between your wit and your videos, I was almost moved to start
    my own blog (well, almost…HaHa!) Wonderful job.
    I really enjoyed what you had to say, and more than that,
    how you presented it. Too cool!

  165. Amazing blog! Is your theme custom made or did you download it from somewhere?
    A theme like yours with a few simple tweeks would really make my
    blog jump out. Please let me know where you got your design. With thanks

  166. Nice post. I learn something totally new and challenging on blogs I stumbleupon everyday.
    It will always be interesting to read through articles from other writers and practice something
    from their web sites.

  167. I really like your blog.. very nice colors & theme. Did you design this website yourself or did you hire
    someone to do it for you? Plz reply as I’m looking to create my own blog and would like to know where u got this from.
    cheers

  168. Hey! I understand this is somewhat off-topic however I had to ask.
    Does managing a well-established blog such as yours require a
    massive amount work? I’m completely new to operating a blog however I do write in my diary
    every day. I’d like to start a blog so I can easily share my personal experience and thoughts
    online. Please let me know if you have any kind of suggestions or
    tips for brand new aspiring bloggers. Appreciate it!

  169. Excellent blog right here! Also your web site so much up very fast!

    What host are you the usage of? Can I get your associate hyperlink
    in your host? I want my web site loaded up as fast as yours lol

  170. I loved as much as you will receive carried out right here.
    The sketch is tasteful, your authored material stylish.

    nonetheless, you command get bought an edginess over that you wish be delivering the following.
    unwell unquestionably come further formerly again as
    exactly the same nearly very often inside
    case you shield this hike.

  171. I am really impressed with your writing skills as well as with the
    layout on your weblog. Is this a paid theme or did you customize it yourself?
    Either way keep up the nice quality writing, it is rare to see a nice blog like
    this one these days.

  172. Hmm is anyone else having problems with the images on this blog loading?
    I’m trying to determine if its a problem on my
    end or if it’s the blog. Any suggestions would be greatly appreciated.

  173. Does your website have a contact page? I’m having problems locating it but,
    I’d like to shoot you an e-mail. I’ve got some recommendations for
    your blog you might be interested in hearing.
    Either way, great site and I look forward to seeing it develop over
    time.

  174. Howdy! I know this is kinda off topic but I’d figured I’d ask.
    Would you be interested in trading links or maybe guest writing a blog post or
    vice-versa? My blog goes over a lot of the same subjects as yours and I feel
    we could greatly benefit from each other. If you are interested feel free to shoot
    me an email. I look forward to hearing from you!
    Fantastic blog by the way!

  175. Thank you a bunch for sharing this with all of us you actually realize what you
    are speaking approximately! Bookmarked. Please additionally
    talk over with my site =). We could have a hyperlink
    exchange contract among us

  176. When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get three emails with the same comment.
    Is there any way you can remove people from that service?
    Appreciate it!

  177. Hmm it appears like your site ate my first comment (it was super long) so I guess I’ll just sum it up what I wrote and say,
    I’m thoroughly enjoying your blog. I as well am an aspiring blog blogger but I’m still new to the
    whole thing. Do you have any tips and hints for rookie blog writers?

    I’d genuinely appreciate it.

  178. It is perfect time to make a few plans for the long run and it
    is time to be happy. I have read this post and if
    I may just I wish to counsel you some attention-grabbing things
    or suggestions. Perhaps you can write subsequent articles referring to
    this article. I want to read even more issues approximately it!

  179. Admiring the commitment you put into your blog and
    in depth information you provide. It’s awesome to come across a blog every once in a while
    that isn’t the same outdated rehashed material. Fantastic read!
    I’ve saved your site and I’m adding your
    RSS feeds to my Google account.

  180. Howdy would you mind stating which blog platform you’re
    using? I’m looking to start my own blog in the near future but I’m having
    a difficult time making a decision between BlogEngine/Wordpress/B2evolution and
    Drupal. The reason I ask is because your design and style
    seems different then most blogs and I’m looking for something unique.

    P.S My apologies for being off-topic but I had to ask!

  181. I’ve been exploring for a bit for any high-quality articles
    or weblog posts in this kind of house . Exploring in Yahoo
    I ultimately stumbled upon this site. Studying this info
    So i am satisfied to show that I’ve a very just right uncanny feeling I found out just what I needed.
    I most for sure will make sure to do not disregard this site and give it a look on a continuing basis.

  182. I absolutely love your blog and find a lot of your post’s to be what precisely
    I’m looking for. Does one offer guest writers to write content for yourself?

    I wouldn’t mind publishing a post or elaborating on many of
    the subjects you write regarding here. Again, awesome
    blog!

  183. When I initially commented I clicked the “Notify me when new comments are added” checkbox and now
    each time a comment is added I get several e-mails with the same
    comment. Is there any way you can remove people from that
    service? Thanks a lot!

  184. Right here is the perfect webpage for anyone who would like to find out about this topic.
    You realize so much its almost hard to argue with you (not
    that I actually will need to…HaHa). You
    definitely put a fresh spin on a topic which has been discussed for many years.
    Great stuff, just wonderful!

  185. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make
    your point. You obviously know what youre talking about, why waste your
    intelligence on just posting videos to your weblog when you could be giving us something enlightening to read?

  186. Good day! I know this is kinda off topic but I’d figured I’d ask.
    Would you be interested in exchanging links or maybe guest writing
    a blog post or vice-versa? My blog covers a lot of the same topics as
    yours and I believe we could greatly benefit from each other.
    If you might be interested feel free to shoot me an email.
    I look forward to hearing from you! Wonderful blog by the way!

  187. It is the best time to make some plans for the long run and it’s time to be happy.
    I’ve learn this publish and if I could I want to counsel you some interesting things
    or suggestions. Maybe you can write next articles regarding this article.
    I desire to read even more things about it!

  188. Aw, this was an exceptionally nice post. Taking the time and actual effort to create a superb article… but what can I say… I put things off a lot and
    never seem to get anything done.

  189. This is very interesting, You’re an overly skilled blogger.
    I’ve joined your rss feed and stay up for in quest
    of extra of your excellent post. Also, I have shared
    your web site in my social networks

  190. You actually make it seem so easy with your presentation but I find this topic to be actually something which I think I
    would never understand. It seems too complex and very
    broad for me. I’m looking forward for your next post,
    I’ll try to get the hang of it!

  191. Having read this I believed it was extremely informative.
    I appreciate you finding the time and energy to put this article together.

    I once again find myself personally spending a lot of
    time both reading and posting comments. But so what, it was still worth it!

  192. You really make it appear really easy along with your presentation however I in finding this
    matter to be really one thing which I think I would
    never understand. It sort of feels too complicated and very broad for me.
    I’m having a look ahead for your subsequent put up, I
    will attempt to get the hold of it!

  193. I have been exploring for a little for any high-quality
    articles or weblog posts in this kind of space . Exploring in Yahoo I ultimately stumbled upon this site.
    Reading this info So i am happy to convey that I’ve a very excellent uncanny feeling I found out
    just what I needed. I so much no doubt will make certain to don?t overlook this website
    and give it a look on a relentless basis.

  194. I do agree with all of the ideas you’ve introduced in your post.
    They’re very convincing and can definitely work. Still, the posts are too brief for starters.
    Could you please prolong them a bit from subsequent
    time? Thank you for the post.

  195. Good day! This post couldn’t be written any better!
    Reading this post reminds me of my previous room mate!
    He always kept chatting about this. I will forward this article to him.

    Pretty sure he will have a good read. Thank you
    for sharing!

  196. Hello there, just became aware of your blog through Google,
    and found that it’s truly informative. I am
    going to watch out for brussels. I will be grateful
    if you continue this in future. Many people will be benefited from your writing.
    Cheers!

  197. I simply could not depart your website before suggesting that I really loved the usual information a person supply in your guests?
    Is gonna be again frequently in order to inspect new posts

  198. I don’t even understand how I stopped up right here, however I assumed this put up used to
    be good. I do not realize who you’re however definitely you are going to a well-known blogger for those who are not already.
    Cheers!

  199. hi!,I love your writing very so much! proportion we keep in touch
    more approximately your post on AOL? I need an expert in this space to resolve my problem.

    May be that’s you! Having a look forward to see you.

  200. Hi, Neat post. There is a problem along with your site in internet explorer, might test this?

    IE nonetheless is the market chief and a big portion of other people will miss your wonderful writing due to this problem.

  201. Hi! I’m at work browsing your blog from my new iphone!
    Just wanted to say I love reading through your blog and look forward to all your posts!
    Carry on the superb work!

  202. I absolutely love your blog and find nearly all of your post’s to be precisely what
    I’m looking for. Do you offer guest writers to write content
    for you? I wouldn’t mind creating a post or elaborating on many
    of the subjects you write in relation to here. Again, awesome site!

  203. Its like you read my mind! You seem to know a lot about this, like you wrote the book in it or something.
    I think that you can do with a few pics to drive the message home a bit, but instead of that,
    this is fantastic blog. A great read. I will certainly be back.

  204. Hmm it looks like your blog ate my first comment (it
    was extremely long) so I guess I’ll just sum it up what I wrote and say, I’m
    thoroughly enjoying your blog. I too am an aspiring blog
    writer but I’m still new to the whole thing.
    Do you have any recommendations for rookie blog writers?

    I’d definitely appreciate it.

  205. Thanks for your marvelous posting! I genuinely enjoyed reading it,
    you could be a great author. I will always bookmark your blog and may come back very soon. I want to encourage you to continue your great writing,
    have a nice day!

  206. Undeniably believe that which you said. Your favourite
    reason seemed to be at the internet the easiest factor to understand of.
    I say to you, I certainly get annoyed while other folks consider worries that they just do not understand about.
    You managed to hit the nail upon the highest as well as defined out the whole thing without having side-effects ,
    other folks could take a signal. Will probably be back to get more.

    Thank you

  207. Great goods from you, man. I’ve understand
    your stuff previous to and you’re just extremely great.
    I really like what you’ve acquired here, certainly like
    what you’re saying and the way in which you say it. You make it entertaining and you
    still care for to keep it wise. I can not wait to read far more from you.
    This is actually a wonderful web site.

  208. Pretty section of content. I just stumbled upon your blog and in accession capital
    to assert that I acquire actually enjoyed account your blog posts.
    Any way I’ll be subscribing to your augment and
    even I achievement you access consistently quickly.

  209. I know this if off topic but I’m looking into starting my
    own blog and was curious what all is needed to get setup?
    I’m assuming having a blog like yours would cost a
    pretty penny? I’m not very web savvy so I’m not 100% sure.
    Any tips or advice would be greatly appreciated. Thanks

  210. I was wondering if you ever thought of changing the page layout of your
    site? Its very well written; I love what youve got to say.
    But maybe you could a little more in the way of content so people could connect with it better.
    Youve got an awful lot of text for only having one
    or two pictures. Maybe you could space it out better?

  211. I was very happy to discover this site. I wanted to thank you for your time due to this fantastic read!!
    I definitely savored every little bit of it and i also have you saved to
    fav to see new information on your site.

  212. When I originally commented I seem to have clicked on the -Notify me when new comments are added- checkbox and
    now whenever a comment is added I recieve 4 emails with the same comment.
    There has to be an easy method you are able to remove me
    from that service? Thanks!

  213. Does your website have a contact page? I’m having a tough time
    locating it but, I’d like to send you an e-mail. I’ve got some recommendations for your blog you might be interested in hearing.
    Either way, great blog and I look forward to seeing it grow over time.

  214. Nice post. I was checking constantly this blog and I am impressed!

    Extremely useful info specifically the last part 🙂
    I care for such info a lot. I was looking for this certain information for a very long time.
    Thank you and best of luck.

  215. When I initially commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get several
    e-mails with the same comment. Is there any way you can remove me from that service?
    Cheers!

  216. magnificent publish, very informative. I’m wondering why the opposite experts of this sector do not understand this.
    You should continue your writing. I am sure, you have a great readers’ base already!

  217. Excellent post. I used to be checking continuously this weblog and I am inspired!
    Extremely helpful information particularly the final part :
    ) I care for such info a lot. I was seeking this
    certain information for a very long time. Thanks and best of luck.